Saturday, August 30, 2008

Defrayal Principle of Moslem law Bank


Ouch doesn't will receive credit insurance from bank non-Moslem law dech … it’s (the interest package word height Huda an entrepreneur. Aah Moslem law bank also the same Huda, dicey and full of game fizz’s Indra. Mr. Huda or Indra here is not mean to assess but brief description of bai, ijarah, syirkah, atmosphere, qard and rahn as defrayal principles of Moslem law bank.
Bai is sales. Bank gives service to bring into contact between buyer with seller as well as changing potential buying power become effective buying power of buyer. Buyer pays [for] gain plus cost of good sold at bank when goods is received it is not other of bai al murabahah. Bai greeting ace is purchasing of goods with delivery then or payment is act face [by] while bai al istishna payment can be act face, paid by installments and behind. Defrayal scheme of bai differs in from when payment done.
Ijarah is defrayal principle is having scheme tenancy where lessee to have opportunity to change status as buyer by the end of rent time. The price of rent and the price of buying specified with initial scorpion of agreement. Differs from ijarah, syirkah is defrayal scheme in sharing holder either forming mudharabah or also musyarakah. In musyarakah some the side of contributions forms legal capital that is then legal capital formed applied for one of the parties business having contribution bases on agreement and policy together. While mudharabah only there are two contributors, are the side of financier and the side of organizer which is totally not contribution in forming of legal capital where result of its(the business either mudarabah and also musyarakah is considered by the way of revenue sharing or profit sharing. In short ijarah is not other of tenancy, syirkah equal to sharing holder.
Loans without fee hope to become knowledge as defrayal principle of al qard. In al qard there is no form of addition anything, in al qard is brengsek Moslem law bank claiming gain. Accurate borrower equal to borrowed by it returns Al qard. Then al atmosphere is precise aim to assist party(side having receivables to other party where owner of receivables has urgent requirement of cash legal capital would while the side of owing is not able to pay [for] or of course agreement of its(the receivables still taking place forwards, its(the core atmosphere equal to factoring. Core from rahn is pawn, arrest; detains one of possession property of the borrower as pawn to loan received by it. Rahn can be utilizing as principle and product in practice Moslem law banking. As principle becomes addition engagement letters for other product like mudarabah, and as product per depress Moslem law bank doesn't obtain something except fee for storage, keeping, insurance and administration of pledge. Emm…mh sometimes the Moslem law bank only its (the title is just is Moslem law complained Huda. Iya Huda, and if a few uses think they the more precisely profit taker from white of Moslem law, Moslem law criminal explicitly Indra. Aah busy, Indra Huda we call just of they is BPS - Moslem law pest bank lets squeezing its (the cheek is assertive is mother Ilmi is coming steps into room. The right name on the right act.

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